Demonetisation: Impact on E-Commerce Platforms

India is still recovering from the unexpected demonetization of rs 500 and rs 1000 notes. A huge change is encountered in the routine of every business and the e-commerce industry has not been spared even. One of the most significant economic change in the lifetime of Indians experiencing vast tremors. While some people were hailing it as a masterstroke move against against black money, terrorism, and currency counterfeiting. Whereas, certain section of people were creating hue and cry against it. This change is placing a tremendous impact on trade and consumer demand. A lot of discussions and discussions are already going on these topics, so I will spare you on that!

The e-commerce platforms are reeling under pressure due to undelivered orders because a lot of customers have opted for COD, but are still offering the old currency notes only. Such drastic economic change has led to an increase in the use of cashless services but the e-commerce platforms are finding it very difficult to complete orders that have been marked for cash on delivery.

On one hand, there have been a huge increase in digital payments but on the other hand the percentage of undelivered online purchases too have gone up. All of this has claimed in huge returns as the customers who place online orders and choose for COD mode for payments, urge the delivery person to accept the old currency notes or take back the order.

Due to demonitisation, the e-commerce platforms have stopped COD mode of payment which is credited for close to 60% of online shopping in the country. COD is one of the popular payment options for a large section of India consumers who shops online. This is due to the sheer convenience it offers to its customers who wish to receive their orders first and pay later.

In order to compensate, these platforms have added credit card on delivery as one of the payment options to put customers at some ease who are running out of cash. More discounts are offered by renovated websites on online payments as well as zero cost EMI schemes.

The spokesperson of amazon has said that the company has incurred ten times growth due to credit card on delivery mode. However, this is not helping the sellers much who have complained that these efforts are not compensating for the loss incurred over COD mode.

No doubt, there will be a lot of inconvenience in the initial period but in the long run, everyone is hopeful of a better growth, reduction in cash on delivery services, along with a quick return investment.

How to Get Approved For an Apartment Even With a Criminal Record

One of the most frustrating episodes ones can encounter is a denial of housing. Apartment complexes, which in reality are run by real estate management firms, use a number of factors to determine who should rent and who should not. One of the most common factors that they use is criminal background check. A criminal history can be one of the greatest huddles one can ever come across in the process of renting an apartment.

The reason apartment communities request a criminal background check is first of all for the safety of the overall community. There is a general consensus that people with violent pasts are bound to fall back into their previous destructive habits. The concept of history repeats itself seems to be a prevailing belief in many places when it comes to criminal history and nowhere more so than in apartment leasing offices.

Another reason why apartment leasing offices conduct a criminal background check is so as to create the appearance of safety in the community and in so doing have the justification to charge more for rent. If a neighborhood or apartment housing community has a high level of crime, then tenants will not want to renew their leases and this means that there will be more housing units which are vacant and which the management has to fill (or risk being censored by the owner). The more housing units are vacant in an apartment community the more it hurts the management bottom line because this drives down the rent.

When conducting criminal background checks, apartments normally concentrate on felony convictions. Misdemeanor crimes which are only punishable by fines are generally not a concern. If you have a misdemeanor, you should not be concerned but if it is a felony you may get a denial.

There are two main ways to get an apartment approval if you have a criminal record. The first one is to check the nature of your offense and see whether you received what is called a deferred adjudication. This is a probation granted to first time offenders and is also known as community supervision. If you were convicted of a misdemeanor, and got probation, you can go to the county clerk’s office and request for what is called a court deposition. This is a print-out that shows the offense, the court that heard the case, and the judgment that was rendered and the fact that you have deferred adjudication. The printout also states that you have successfully completed the community service without any other incidences and that you should not be discriminated against when it comes to services. You can take a copy of this document to an apartment manager and in most cases they will approve you.

Another way to get an apartment is to get an expungement. This is the sealing of your criminal records and can be done depending on whether you’re eligible. There is an excellent eBook out in the market regarding how to get an apartment even with an existing criminal record and bad credit and you can get it at [http://www.simplecreditsecrets.net]

Technology in Education

Technology has moved at a fast pace over the last decade. Wouldn’t you agree? As a result, many technologies have replaced the need for human resources in some fields, and it has also impacted education drastically.

Before delving into the impacts of technology on education however, consider:

· How travel agents have been largely replaced by online reservation systems.

· In 1901, Charles Holland Duel stated that “Everything that can be invented has been invented”. This was over one century ago, where numerous inventions had yet to be patented and trademarked.

· The number one focus on this list of technological impacts, is how computers and the internet has affected lifestyles and education. Everything can be shared in an instant, and snail mail is no longer the main method of communication. In the past one had to wait a few days before receiving a message, unless a phone or fax were used.

In the 21st century, educational institutions have moved with the times by integrating technology into learning. After all, our educational systems are a critical part of societal norms.

Here are some of the key ways that technology has broadened teaching horizons:

Traditional colleges have adopted online methods of learning, which is otherwise known as online colleges. No longer do students have to relocate from thousands of miles away to get a quality education. All that’s needed is a computer and connection to the internet to plug into online learning.

This has opened up numerous doors for working adults who have previously been restricted by time and resources. The technology of online videos or recorded tutorials allows students to study on their own time, whether day or night.

A study by US News purports that nearly 6.1 million students were enrolled in online college course in 2011. This number is expected to grow as the stigma of online certification has somewhat been lifted due to its increasing popularity in the workplace.

Other ways that technology affects education include the student’s ability to research faster than ever, compared to pouring over books in the library. As an example, a study by the Pew Research Center suggests that digital technologies have helped students to become more self-sufficient researchers.

Educators too have integrated technology into learning, with the distribution of course material and online video, voice, or written tutorials for student references.

Finally, there has also been a dynamic shift in the communication between students and teachers via online, social and digital mediums.

Learning To Speak Mandarin – The Road Ahead

When we talk about studying Chinese what we mean by that, in 2010, is really studying Mandarin, also known as standard Mandarin. Compared to Cantonese, which is the second most spoken out of around 50 languages ​​in contemporary China, Mandarin is far larger. Cantonese is pretty much confined to Taiwan and Hong Kong. Mandarin on the other hand is also spoken in both these areas, and the entirety of the rest of the country. This did not come about as an accident. 100 years ago there were more languages ​​and Standard Mandarin was not known as standard. The Mandarin of today is an amalgamation of different dialects but is mostly made up of the old Beijing one. The reason that it is so common today is that it has been artificially promoted by the central government for obvious reasons: one modern nation needs one common mode of communication.

When we talk about Mandarin language studies people often say that they are rather tricky. They are not a walk in the park, but it is my sincere belief that people make it out to be a much more difficult task than it is in reality. The thing we need to remember is that Mandarin is very different from languages ​​that have been derived from Latin or the Germanic branch of European languages. But once those differences have been deal with, learning the rest of the language is much less tricky than it would seem when you are just setting out on that particular journey. These initial bumps in the road can be categorized into two distinct groups; the difficulties of writing Chinese Mandarin and the difficulties of speaking Chinese Mandarin. I write difficulties but in reality it is less about difficulty and more about differences.

The first of these two categories, written Chinese, is mostly hard because there is no alphabet. Instead you need to memorize a great deal of pictures, aka characters. The key to success in this matter lies in not thinking of them as pictures when you try to commit them to memory but rather thinking of them in terms of their underlying structure. The two golden nuggets of information that you need to become familiar with is the building blocks that make up the vast majority of characters, called radical, and the way that these radicals are written, the stroke order. Once you have these two concepts firmly logged in your head you will begin to see the characters as a process of writing and not as a finished product. The picture is complicated but the way that it is formed is as easy as pie. It is a bit like riding a bike really – once you get up and going you will cover a lot of ground very quickly and you will never loose that initial effort you put in while learning the first couple of hundred or so the right way.

The second of the categories, spoken Chinese Mandarin, is mostly different in terms of pronunciation. The grammar really is not that hard. Chinese Mandarin pronunciation, however, is. It is hard because as we know Mandarin lacks an alphabet. Instead of being made up of letters that make a sound when put together we have pictures which give little or no indication regarding how the words sound when spoken. To muddle things up even more the Mandarin language is not only dependent on syllables, it also involves modulation of the pitch. This is what is more commonly known as tones, and it makes Mandarin a tonal language.

However, both the difficulties with getting to grips with Characters and their radicals and stroke order, and the trick to wrapping your tongue around tonal modulation while speaking, can easily be dealt with in a small class size. Learning Mandarin without the individual attention of a teacher is very hard, but once you have someone to correct your pronunciation and show you what you are doing wrong when writing, you are on the home stretch, speeding ahead to proficiency in the language that holds the key to the greatest paradigm shift of our century – the rise of China as economic and political super power.